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Life Bits – April 2011

By timstephens On April 19, 2011 · Leave a Comment

Stewardship – Drafty windows and doors, non-insulated electrical outlets or the cracks where plumbing or electrical wires go through walls, floors and ceilings can increase your energy bill. Use caulk and weather stripping to seal and prevent these air leaks.

Materials cost less than $50 for the average house (12 windows, 2 doors) and [...]

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Our Best (Excerpt from A Word of Redemption by Bob Ostrander)

By timstephens On April 15, 2011 · 1 Comment

Early in my career I would visit my clients around the country. I called a client that was a professor at West Point and told him I planned to visit him at the school. He told me he would not be there when I planned to come. He said he would be at 1600 Pennsylvania [...]

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Life Bits – March 2011

By timstephens On March 18, 2011 · Leave a Comment

Stewardship – If you replace your top-loading washing machine with a new EnergyStar® front-load model, you ‘ll use 50% less energy and 1/3 less water (total savings of about 40¢ per load). That should pay for itself in 6 years and last for 10.

Marketplace – The course of moving to a new career is [...]

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Are You a Good Steward?

By timstephens On March 18, 2011 · 1 Comment

Today we have lost perspective as to what stewardship really means.  In the past when kings reigned over the people, the king would, on occasion, carve out a portion of the kingdom and give it to someone to steward.  The individual would control all aspects of this piece of the kingdom.  The steward would also report to the [...]

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Life Bits – January 2011

By timstephens On January 26, 2011 · Leave a Comment

Health – A “healthy” diet contains little or no processed, commercially grown food. A “whole foods” diet contains what our Biblical ancestors ate: a diet rich in organic fruits and vegetables free-range meat and poultry, unprocessed complex carbohydrates, fiber, seeds, nuts and pure water.

Stewardship – You may be able to get a discount on [...]

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Health and Obedience

By timstephens On January 26, 2011 · Leave a Comment

(Excerpt from Saving Your Health by Tammy Porter, BSN)

Our good health is of the utmost importance.  Who really wants to feel tired, weak, worn down, or sick every day?  To carry out the plan that God has for each individual wouldn’t it make sense to have a healthy body?  Regaining and maintaining our health [...]

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Year End Tax Planning

By timstephens On December 20, 2010 · Leave a Comment

As we near the end of the year, it is important to evaluate methods for reducing taxes. The first step is to assess whether this year or next year will result in a higher tax liability. If this year is expected to be the higher tax year, think about implementing some or all of these [...]

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Life Bits December 2010

By timstephens On December 20, 2010 · Leave a Comment

Health – As much as possible, eat fresh foods before they are changed or converted into something humans think is better. The processing of even good foods destroys nutritional content. Separate yourself from anything that defiles the body. You have a much higher purpose than catering to your physical appetites.

Stewardship – Aggressive driving (speeding, [...]

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Life Bits November 2010

By timstephens On November 17, 2010 · Leave a Comment

Health – The most important foods to purchase organically would be animal, not vegetable foods. This is because animal products tend to concentrate pesticides more. Non-organic meats will have up to five times more pesticides than non-organic vegetables.

Stewardship – Ask your cell phone carrier for a usage summary going back 12 months [...]

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Thanksgiving

By timstephens On November 17, 2010 · Leave a Comment

By Bob Ostrander, CFP ©

As we approach Thanksgiving, I am reminded of the Pilgrims.  They were given a mandate from England to set up a government fashioned after the philosophy of Plato, which would allow no ownership of private property.  Each person in the community would be given their own tasks and all would [...]

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