Friday, December 11th, 2009
We live in such a complex world today. Each day brings more legislation to add to the complexity. How does the average person cope? Having counseled multitudes of people over the years, I find it fascinating that so much money is wasted by even the brightest people. We live under the belief that an accountant, a financial planner, a business executive, a banker, an insurance advisor, a lawyer, a physician, a mortgage broker, and a financial aid officer will provide our needed knowledge. I have counseled all of these types of advisors and found significant money they had thrown away because of their lack of knowledge. Are we all bright enough or have we as a people entered into such a specialized world that no one is taking time to address the bigger picture? There is money to be saved for everyone.
Proverbs 19:2 says, “It is not good to have zeal before knowledge.” We live in a society that has zeal and limited knowledge so we miss out on the hidden manna that is available to everyone. (more…)
Tags: appliances, business, debt, energy, financial, food, house, income, money, save, tax, utility, water
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Thursday, June 4th, 2009
Utilities and Energy
Under the proposed measures to reduce carbon dioxide emissions by our current Congress, called cap and trade agreements, everyone should expect utilities and gasoline expenses to increase. This increase will primarily impact the low to middle income families as we expect substantial increases in utility bills. In addition, this will impact heavy users of electricity, primarily in manufacturing, resulting in either the costs to comply with the regulations being passed on to consumers or the transfer of these operations to countries where the cap and trade rules do not apply. This of course will cause more job losses in this country.
It is obvious the goal is not to reduce emissions. The United States has had more reduction of emissions without these agreements than have European countries, which already put these agreements in place. So what is the point? The real goal is to introduce a socialist agenda and to create another profit center for energy producing companies. Ken Lay, former CEO of the now defunct Enron, was a strong proponent of this plan because of the business opportunities and the profits it creates at the consumer’s expense. (more…)
Tags: appliances, electric, energy, financial, heat, house
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Wednesday, June 3rd, 2009
Replace your old refridgerator. One made before 1993 could be costing $130 a year in electricity, using Ohio rates. Even refridgerators built between 1993 and 2001 cost about $85 a year to run.
A new Energy Star-rated model runs on about $40 worth of electricity. A new $600 refridgerator will last for decades and could pay for itself in less than seven years.
To see how much you can save by replacing your old refridgerator, click here.
Tags: appliances, electric, energy, house, money, save
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