Here are two ways to cut rising food costs.
1. Never shop on an empty stomach. When you’re hungry, you are bound to grab some extra, and most likely, unneccessary items. Always eat before you go shopping.
2. Leave the kids at home. Tired and cranky kids generally make shopping take longer and inevitably make you grab a couple things you normally wouldn’t have, just to keep them quiet.
We live in such a complex world today. Each day brings more legislation to add to the complexity. How does the average person cope? Having counseled multitudes of people over the years, I find it fascinating that so much money is wasted by even the brightest people. We live under the belief that an accountant, a financial planner, a business executive, a banker, an insurance advisor, a lawyer, a physician, a mortgage broker, and a financial aid officer will provide our needed knowledge. I have counseled all of these types of advisors and found significant money they had thrown away because of their lack of knowledge. Are we all bright enough or have we as a people entered into such a specialized world that no one is taking time to address the bigger picture? There is money to be saved for everyone.
Proverbs 19:2 says, “It is not good to have zeal before knowledge.” We live in a society that has zeal and limited knowledge so we miss out on the hidden manna that is available to everyone. (more…)
Here are a few ways to lower your grocery bill.
1. Check out your local supermarket’s website. Supermarket home pages often have coupons and daily specials listed and they all have the weekly ad posted so you can compare prices.
2. Look high and low. Popular brands pay a premium to have their products placed at eye level. Less expensive brands usually are placed on the upper and lower shelves. Check to make sure you aren’t missing out on something just because it’s hard to see.
3. Always get a raincheck. If the store runs out of a sale item on your list, ask for a raincheck and pick it up next time you are in the store.
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