To save time and money on home renovations, consider these two ideas.
We live in such a complex world today. Each day brings more legislation to add to the complexity. How does the average person cope? Having counseled multitudes of people over the years, I find it fascinating that so much money is wasted by even the brightest people. We live under the belief that an accountant, a financial planner, a business executive, a banker, an insurance advisor, a lawyer, a physician, a mortgage broker, and a financial aid officer will provide our needed knowledge. I have counseled all of these types of advisors and found significant money they had thrown away because of their lack of knowledge. Are we all bright enough or have we as a people entered into such a specialized world that no one is taking time to address the bigger picture? There is money to be saved for everyone.
Proverbs 19:2 says, “It is not good to have zeal before knowledge.” We live in a society that has zeal and limited knowledge so we miss out on the hidden manna that is available to everyone. (more…)
Here are a few ideas to prepare your house for winter and possibly save a few dollars in the process.
1. If it has been a few years since you last had your fireplace chimney cleaned, have it done by a professional chimney sweep.
2. Turn off the water to your outside faucets and drain any remaining water from the pipes. The outside pipes and faucets are the most prone to freezing, which can eventually cause cracks and leaks.
3. Install weatherstripping around any doors or windows that may be letting in cold air.
Here are two ways to save money on home energy costs.
1. Do an energy audit. If your utility company offers it, get a free check for energy leaks in and around your home. You can also go to energystar.gov for a guide to do it yourself.
2. Lower your thermostat in the winter. You can cut your heating bill by 1-2% for each degree you lower the temperature. If you get a little chilly in the evening, put on a comfy sweater or sweatshirt or cuddle up with your significant other under a blanket.
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